Another month has passed, and I still haven't done my budgeting. Every time I think about opening the budgeting app—recording expenses, confirming accounts, entering amounts, selecting categories, adding tags, and then clicking confirm—just to log a simple ride on Hello Bike, it feels like a torture to go through such a complex process for a meager income. Yet, budgeting is something that must be done. If we could simplify the process and clarify its purpose, perhaps the effort of sticking with it would become easier.
Traditional budgeting tools are great for recording every single expense in detail, but they also have a clear downside—too many steps that make people hesitant. Most people want to know where their money is going so they can make adjustments voluntarily. So, how can we make people more willing to track their spending? eXpend aims to reduce this barrier by simplifying the budgeting process, making it easier and more approachable.
When you first download eXpend, you’ll need to follow the user guide to set up your theme, choose your preferred currency, and try adding an account. Once you enter the main interface, eXpend will automatically display your total account balance and budget information. You can add more accounts or adjust your budget settings at any time. While setting up a budget, the app will guide you to select appropriate categories, so that any expenses in these categories will automatically be included in your budget, reducing manual steps.
Additionally, eXpend allows you to set savings goals for future personal wishes. In the settings, you can easily add new savings goals. When you want to save money for a specific goal, simply tap the plus sign, choose the transfer option, and move funds from your account to the chosen target amount.
When it comes to budgeting, eXpend eliminates the need for excessive record-keeping. All you need to do is enter a name, choose a category, and input the amount. Different accounts are displayed as small icons in the center of the screen, and you only need to click once to select. Additionally, you can save any record as a template for quick use in the future.
In short, eXpend fully meets the needs of lightweight budgeting with its simple interface design and excellent progress tracking features. Priced at a one-time payment of \$3.49, it’s a great deal compared to other budgeting apps that cost tens or even hundreds of dollars. If you want to try eXpend, you can download it via Vipdown. All the basic features are free, and a one-time payment will unlock additional advanced features.
